I received text messages from a company called 800creditrelief.com from 2 different phone numbers (714.916.3671 and 714.916.3674). I have no idea how they got my cell phone number and how they determined I had over $10,000 in credit card debt.
The following two messages were the most recent messages:
One message said: "If you are $10,000 or more in Credit Card Debt, you qualify for our Debt Settlement Program. Reply 'YES' to learn more or 'STOP' to cancel. 800creditrelief.com"
Another message said the same thing, but only said "Reply 'YES' to be contacted today with more info."
I asked to have my number removed from their database several times only to find out that they continue to harass me until I give in. The problem is I was forced into Chapter 7 bankruptcy in 2002 because my ex-roommate got into my credit cards, debit card, and checking and savings accounts without my knowledge or permission until it was too late. By the time that damage was done, I was in debt over $65,000. Since then I was able to obtain and have a couple of small limit credit cards to rebuild my credit but my debt is less than $500.
I did reply with a message to stop the text messages but to no avail. I then went into this websit to obtain additional information but there is no contact information on their website. In fact, it looks like a bogus website that uses real trademark icons from the major networks to make it look like that these companies endorse their product when in all actuality it could be an off-shore operation that claims to be in the US. The 714 area code is located in Orange County, CA, but I don't believe that this is where they are actually located.
DON'T use or respond to this company, unless you send a message back to 'STOP' the messages (which I believe may or may not happen). There are legitimate companies out there, including attorneys who specialize in this type of service.
Review about: Bogus Credit Relief Services.